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Investors living in tier‑1 countries—those with developed, stable economies and sophisticated financial systems—are increasingly seeking ways to optimize their portfolios not only for long‑term growth but also for effective tax management. With tax rules that differ slightly from country to country, a number of investment vehicles and strategies have emerged that can help reduce taxable income or defer taxes while still building wealth. In this article, we explore the 10 best investment ideas that can help you save on taxes, whether you’re planning for retirement, building up wealth, or preserving your returns.  IMAGE SOURCE      INTERNET 1. Tax-Advantaged Retirement Accounts What They Are Tax‑advantaged retirement plans are perhaps the most well‑known way to reduce taxable income while saving for the future. In the United States, these include 401(k) plans, traditional IRAs, and Roth IRAs (each with different tax implications). In the United Kingdom, pension sch...